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Posts tagged #flat-rate fee

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Loan processing fees: Significant excess of actual costs

Civil Law 

The Supreme Court (OGH) recently ruled in two cases that the use of certain clauses in loan agreements constituted a violation of the law. In this case, it dealt with the question of whether a processing fee agreed in a loan agreement is valid if its...

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GER: Charges for Early Loan Repayment

Civil Law 

According to the Higher Regional Court of Frankfurt am Main, so-called flat-rate bank charges in connection with early loan repayments can only be applied if consumers are given the opportunity to show that the bank has suffered lower or no damages. ...

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