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Posts tagged #comprehensive insurance

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Is Scratching a Car’s Paint with an Iron Shovel an Accident?

Civil Law 

The Austrian Supreme Court (Oberster Gerichtshof, hereinafter OGH) dealt with the definition of an accident as used in insurance contracts. An accident is an event that takes place suddenly and directly from the outside by means of mechanical force. ...

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No Insurance for Improper Use of Parking Brake

Civil Law 

Under Section 61 of the Austrian Insurance Contract Act (Versicherungsvertragsgesetz, hereinafter VersVG), the insurer is released from its obligation to pay if the policyholder caused the insured event intentionally or in a grossly negligent manner....

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